Sue Shapiro August 18, 2025
Checking the heating and cooling system is one of the most important parts of routine home maintenance and one that many homeowners pay little attention to. Once they learn, however, that the price of a new system could set them back between $5,000 and $7,000, their interest in maintaining it increases.
You may want to replace the system anyway when you consider that maintaining an old or inefficient furnace is almost as costly as replacing it. In addition, the operating cost of a dated system is far more than that of newer, energy-efficient heating and cooling systems.
Heating and cooling your home, according to the experts at the Department of Energy (DOE), eats up almost half of your energy bill.
Before you replace that system, let’s take a quick look at what types of heating and cooling systems are available.
These are the most common systems in the United States. They’re inexpensive and popular because the air conditioning system can be combined with the heating system.
The central heating system works by heating air in a furnace and distributing it throughout the home via ducts and heat registers.
The disadvantages of central heating include:
Leaky ducts: If the ducts aren’t insulated properly or they leak, they waste energy.
Size of the ducts: because they are large they take up space that could be used for other purposes.
Dust: Ducts tend to gather dust which is then distributed into the living areas of the home.
Hot water is used in two types of systems: the radiator and radiant floor heating. Both systems work by distributing heat from a boiler to either the radiator or a system of pipes beneath the floor. Some radiant floor systems utilize electric cables instead of hot water.
This system is also known as the ductless air-cooling system. While it’s similar to the ducted system, its smaller size makes it ideal for smaller areas.
If you want to go ultra-modern with your heating and cooling system, consider the geothermal system. The geothermal heat pump gathers heat from the earth and distributes it throughout the home. To cool the home, it does the opposite, taking heat from the home and depositing it in the earth.
Geothermal systems are quite efficient and can result in a 70 percent reduction in the cost of heating a home and a 50 percent reduction in cooling costs. The biggest drawback is that the installation of a geothermal system is quite costly.
Even newer systems should be inspected, cleaned and serviced once a year.
Stay up to date on the latest trends in real estate.
Sue Shapiro
By completing a Loan Pre-Qualification, you'll be on your way to locking in your interest rate.
Sue Shapiro
Learn about Russ Lyon Sotheby's International Realty commitment to fair housing.
Sue Shapiro
Learn what to expect at the closing table and how FHA buyer requirements affect your sale.
Sue Shapiro
Key features that attract affluent homebuyers and increase your chances of realizing your full list price.
Sue Shapiro
Understanding the ins and outs of listing agreements is crucial for a smooth selling process.
Sue Shapiro
Discover the benefits of selling your home with a VA-backed loan assumption.
Sue Shapiro
How energy-efficient windows can boost your home's value and appeal to buyers.
Sue Shapiro
Learn about forbearance, loan extensions, and other options to avoid foreclosure.
Get assistance in determining current property value, crafting a competitive offer, writing and negotiating a contract, and much more. Contact her today.